FAF FIRST AMERICAN FINANCIAL CORP $6.8B

What they are doing

First American says it uses innovative techniques, including artificial intelligence, in producing and delivering its products. The efforts it describes are streamlining the closing process. It also says it uses advanced technology to automate title-plant work and the search and examination of title information. That second sentence does not itself say the examination is an AI model. On the 22 October 2026 call, Mark Seaton called Endpoint and Sequoia AI-native title platforms. Sequoia completed 17 percent of California purchase transactions run through Endpoint, up from 11 percent, and 34 percent of California refinance transactions. A person still reviews every order. Purchase review time fell from 83 minutes in the first quarter to 56 minutes. He said Sequoia already cuts processing time by two-thirds versus the old process. The published score is still 5. The recommendation, not yet accepted, is Reach 2, Weight 3, Proof 3, total 8.

Why the score

• Reach 1 not 2: production and closing. One chain.
• Weight 2 not 3: a faster closing. The title decision is not described as a model.
• Proof 2 not 3: named in the annual report. No program and no result.

What would move it next quarter: A share of all First American orders decided without a person, or an outsider on the review-time cut. California percentages with a person on every file will not move Proof to 4.

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Evidence