← Map · Property & Casualty Insurance · S&P MidCap 400
KNSL KINSALE CAPITAL GROUP INC $7.7B
No. Tools around the underwriter. Pricing with AI is still a goal.
6 of 15
Reach, Weight, and Proof.
What they are doing
Kinsale, an excess-and-surplus specialist, says its pricing models stay proprietary and that underwriting judgment is the business. On the January 2026 investor day, current AI uses include software delivery, liability research, training, form development, and a claims-supervisor tool for high-loss claims. Segmenting and pricing risk with AI is listed as a goal, alongside future underwriting insights.
Why the score
- Reach 2 not 3: software delivery plus claims and underwriting support. Not the pricing decision.
- Weight 2 not 3: the tools assist people. The company says judgment is still the business.
- Proof 2 not 3: named on the investor day. The pricing use is a goal, and no result is given.
What would move it next quarter: A pricing or claims model in the decision, with a result on loss or speed across the book.
Open these first
Evidence
Kinsale says intentional use of AI has accelerated software delivery. Generative AI goals include improving how the company segments and prices risk. Listed current uses include liability research, training, and form development. A claims tool helps supervisors watch high-loss claims. Underwriting insights are described as a future use.