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PLMR PALOMAR HOLDINGS $3.3B

No. An investment plan and ongoing research. Not a live program.

4 of 15

Reach, Weight, and Proof.

1Reach
1Weight
2Proof

What they are doing

Palomar says it will keep evaluating and investing in technology, including tools that use artificial intelligence and automation, across distribution, underwriting, and risk management. A risk factor says research and development of AI remains ongoing, and that the company or its vendors may incorporate it. No live program is named.

Why the score

  • Reach 1 not 2: a technology investment, not a function we can see.
  • Weight 1 not 2: continued investment and ongoing research are not a use in production.
  • Proof 2 not 3: named in the annual report. No program and no result.

What would move it next quarter: A named tool in underwriting or claims that is running.

Open these first

Evidence

2025 Form 10-K

Palomar says it will continue to evaluate and invest in tools that leverage artificial intelligence and automation. A risk factor says research and development of AI technology remains ongoing, and that the company or vendors may incorporate it in business processes.