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· Property & Casualty Insurance · S&P SmallCap 600

PLMR PALOMAR HOLDINGS $3.3B

No. An investment plan and ongoing research. Not a live program.

4 of 15

Reach, Weight, and Proof.

1Reach
1Weight
2Proof

Last updated score 30 SepLast review 30 SepLast earnings call —Next earnings call expected 4 Nov

What they are doing

Palomar says it will keep evaluating and investing in technology, including tools that use artificial intelligence and automation, across distribution, underwriting, and risk management. A risk factor says research and development of AI remains ongoing, and that the company or its vendors may incorporate it. No live program is named.

Why the score

  • Reach 1 not 2: a technology investment, not a function we can see.
  • Weight 1 not 2: continued investment and ongoing research are not a use in production.
  • Proof 2 not 3: named in the annual report. No program and no result.

What would move it next quarter: A named tool in underwriting or claims that is running.

Open these first

Evidence

2025 Form 10-K

Palomar says it will continue to evaluate and invest in tools that leverage artificial intelligence and automation. A risk factor says research and development of AI technology remains ongoing, and that the company or vendors may incorporate it in business processes.