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RDN RADIAN GROUP $4.5B

No. The model sits next to underwriting and pricing. Nothing is named, and nothing is measured.

7 of 15

Reach, Weight, and Proof.

2Reach
3Weight
2Proof

What they are doing

Radian says its quantitative analytics team uses mathematical models, including artificial intelligence and machine learning, to assist decisions in underwriting, pricing, claims, reserving, and risk distribution. That is the decision, not a side tool. The filing does not name a model or give a result.

Why the score

  • Reach 2 not 3: one analytics team assists underwriting, pricing, and claims. Those are not separate programs.
  • Weight 3 not 2: the company says the models assist the underwriting and pricing decision.
  • Proof 2 not 3: the use is described. No model is named and no result is given.

What would move it next quarter: A named mortgage-insurance model with a result on price, loss, or decision time.

Open these first

Evidence

2025 Form 10-K

Radian says its quantitative analytics team uses mathematical modeling, including artificial intelligence and machine learning, to assist decision-making in underwriting, pricing, claims, reserving, portfolio analysis, economic forecasting, and risk distribution.