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· Property & Casualty Insurance · S&P MidCap 400

SIGI SELECTIVE INSURANCE GROUP $5.1B

No. AI is in the efficiency sentence.

5 of 15

Reach, Weight, and Proof.

1Reach
2Weight
2Proof

Last updated score 30 SepLast review 29 OctLast earnings call 22 OctNext earnings call not posted yet

What they are doing

Selective says it is expanding data analytics and technology, including artificial intelligence, to improve efficiency and performance, alongside work on risk selection, pricing, and claims. No AI program is named and no result is given. The 23 October 2026 call says analytics are moving into underwriting and claims in stages, and people still make the material decisions. The quarter's investor deck, filed with the SEC, says AI now reviews every closed auto bodily-injury and general-liability file, and that assistants give underwriting guidance across eight lines. The slide says outcomes are better. It gives no number. The published score is still 5. The recommendation, not yet accepted, is Reach 2, Weight 2, Proof 3, total 7.

Why the score

  • Reach 1 not 2: one technology line.
  • Weight 2 not 3: efficiency and performance. Not a named decision model.
  • Proof 2 not 3: named in the results release. No program.

What would move it next quarter: A claim-outcome number on the closed-file review. A slide that says outcomes are better will not move Proof to 4.

Open these first

Evidence

Q4 2025 results

Selective is expanding its use of data analytics and technology, including artificial intelligence, to enhance efficiency and performance, alongside risk selection, pricing, and claims outcomes.