STC STEWART INFO SERVICES CORP $1.9B

What they are doing

Stewart says its innovation work includes artificial intelligence to automate manual steps in title search, policy issuance, and real-estate settlement, in order to improve speed, cost, quality, and risk management. No program is named and no result is given. On the 22 October 2026 call, Fred Eppinger told Oscar Nieves that Virtual Underwriter is now with agents, for clearing title and underwriting policies, and that search work is already showing up in efficiency, accuracy, and agent turnaround. He said the robust financial impact is about 18 months out. He gave no number. The published score is still 5. The recommendation, not yet accepted, is Reach 2, Weight 2, Proof 2, total 6.

Why the score

• Reach 1 not 2: one title-production workflow.
• Weight 2 not 3: manual steps are being automated. A model is not described as deciding the title risk.
• Proof 2 not 3: named in the annual report. No program and no result.

What would move it next quarter: A time, cost, or error figure on Virtual Underwriter or on search. The name alone will not move Proof.

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Evidence