WRB WR BERKLEY $25.3B

What they are doing

Berkley says it is deploying artificial intelligence so the workforce can make better decisions and lower the expense ratio. In one story, the BTU team used AI tools to cut a video-game client quote from days to hours. That is one account, not a result across the specialty book. On the 19 October 2026 call, Rob Berkley said submission intake and response are more than 20 percent faster, and that insight for the actual decision is the next step, not the current one. He said more than half of claims settle for $5,000 or less and that lower human touch is an idea, not a system in use. The score stays 6.

Why the score

• Reach 1 not 2: one underwriting-speed story plus a workforce investment.
• Weight 2 not 3: faster quoting on one account. The coverage decision is not described as a model.
• Proof 3 not 4: the days-to-hours result is named. It is one client.

What would move it next quarter: The decision itself using the tools, with a result across a book. Faster intake will not move Weight.

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Evidence