WRB WR BERKLEY $25.3B

What they are doing

Berkley says it is deploying artificial intelligence so the workforce can make better decisions and lower the expense ratio. In one story, the BTU team used AI tools to cut a video-game client quote from days to hours. That is one account, not a result across the specialty book.

Why the score

• Reach 1 not 2: one underwriting-speed story plus a workforce investment.
• Weight 2 not 3: faster quoting on one account. The coverage decision is not described as a model.
• Proof 3 not 4: the days-to-hours result is named. It is one client.

What would move it next quarter: The same speed, or a loss result, across a book of business rather than one account.

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Evidence